Rajeev worked as an electrician in a small town. Life wasn’t easy, but he never complained. Every month, after paying rent, school fees, and daily expenses, he’d save a little for his daughter’s wedding. The marriage date was fixed, the invitations were printed, and the small, rented hall was booked. 

In today's unpredictable world, insurance is a crucial aspect of financial planning, especially for those in high-risk jobs like blue-collar workers who face the daily threat of work-related accidents. Choosing the right type of insurance becomes even more critical for these blue-collar workers, who are exposed to more physical risks at their jobs. Among the various options available, term life insurance and accidental life insurance stand out. While both serve the purpose of providing financial protection, they cater to different needs and scenarios. Let’s learn what each offers and why accidental life insurance can be a game-changer for blue-collar workers.